Stewart Information Valuation

STC Stock  USD 67.80  0.53  0.78%   
At this time, the company appears to be fairly valued. Stewart Information has a current Real Value of $69.31 per share. The regular price of the company is $67.8. Our model measures the value of Stewart Information from inspecting the company fundamentals such as Return On Equity of 0.0804, shares outstanding of 30.21 M, and Operating Margin of 0.08 % as well as reviewing its technical indicators and probability of bankruptcy. Key fundamental drivers impacting Stewart Information's valuation include:
Price Book
1.401
Enterprise Value
2.4 B
Price Sales
0.7381
Trailing PE
18.9806
Enterprise Value Revenue
0.8748
Fairly Valued
Today
67.80
Please note that Stewart Information's price fluctuation is very steady at this time. Calculation of the real value of Stewart Information is based on 3 months time horizon. Increasing Stewart Information's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
Since Stewart Information is currently traded on the exchange, buyers and sellers on that exchange determine the market value of Stewart Stock. However, Stewart Information's intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value.
Historical Market  67.8 Real  69.31 Target  81.0 Hype  67.8 Naive  69.04
The real value of Stewart Stock, also known as its intrinsic value, is the underlying worth of Stewart Information Company, which is reflected in its stock price. It is based on Stewart Information's financial performance, growth prospects, management team, or industry conditions. The intrinsic value of Stewart Information's stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, or news.
69.31
Real Value
71.00
Upside
Estimating the potential upside or downside of Stewart Information Services helps investors to forecast how Stewart stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of Stewart Information more accurately as focusing exclusively on Stewart Information's fundamentals will not take into account other important factors:
Earnings
Estimates
LowProjectedHigh
1.371.461.52
Details
Hype
Prediction
LowEstimatedHigh
66.1167.8069.49
Details
Potential
Annual Dividend
LowForecastedHigh
1.291.331.38
Details
1 Analysts
Consensus
LowTarget PriceHigh
73.7181.0089.91
Details
Traditionally, analysts and sophisticated investors use multiple methods for valuing a cash-flow-generating entity or its stock. For example, some money managers use Stewart Information's intrinsic value based on its ongoing forecasts of Stewart Information's financial statements. In contrast, other private, professional wealth advisors use a multiplier approach by looking to relative value analysis against Stewart Information's closest peers. If more than one evaluation category is relevant for Stewart Information we suggest using both methods to arrive at a better estimate.

Stewart Information Cash

168.07 Million

Stewart Revenue by Product

Stewart Information Total Value Analysis

Stewart Information Services is at this time anticipated to have company total value of 2.45 B with market capitalization of 2.06 B, debt of 564.68 M, and cash on hands of 216.3 M. Please note that company total value may be misleading and is a subject to accounting gimmicks. We encourage investors to carefully check all of the Stewart Information fundamentals before making security assessment based on enterprise value of the company
  Takeover PriceMarket CapDebt ObligationsCash
2.45 B
2.06 B
564.68 M
216.3 M

Stewart Information Investor Information

About 94.0% of the company shares are owned by institutional investors. The company has price-to-book ratio of 1.4. Typically companies with comparable Price to Book (P/B) are able to outperform the market in the long run. Stewart Information last dividend was issued on the 15th of December 2025. The entity had 2:1 split on the 24th of May 1999. Based on the analysis of Stewart Information's profitability, liquidity, and operating efficiency, Stewart Information Services is doing better financially today then in previous quarter. It has a moderate chance of reporting better financial numbers in March.
Current ValueLast YearChange From Last Year 10 Year Trend
Operating Profit Margin0.05010.0528
Notably Down
Slightly volatile
Total Cash From Operating Activities93 M156 M
Way Down
Slightly volatile
Operating Income150.5 M102.9 M
Way Up
Slightly volatile

Stewart Information Asset Utilization

The asset utilization indicator refers to the revenue earned for every dollar of assets a company currently reports. Stewart Information has an asset utilization ratio of 91.22 percent. This indicates that the Company is making $0.91 for each dollar of assets. An increasing asset utilization means that Stewart Information Services is more efficient with each dollar of assets it utilizes for everyday operations.
 
Black Monday
 
Oil Shock
 
Dot-com Bubble
 
Housing Crash
 
Credit Downgrade
 
Yuan Drop
 
Covid
 
Interest Hikes

Stewart Information Profitability Analysis

Considering Stewart Information's profitability and operating efficiency indicators, Stewart Information's profitability may be sliding down. It has an above-average chance of reporting lower numbers next quarter. Profitability indicators assess Stewart Information's ability to earn profits and add value for shareholders.
 
Net Income  
First Reported
1985-09-30
Previous Quarter
31.9 M
Current Value
44.3 M
Quarterly Volatility
24.7 M
 
Black Monday
 
Oil Shock
 
Dot-com Bubble
 
Housing Crash
 
Credit Downgrade
 
Yuan Drop
 
Covid
 
Interest Hikes
The current year's Gross Profit is expected to grow to about 2.9 B, whereas Pretax Profit Margin is forecasted to decline to 0.03.
Current ValueLast YearChange From Last Year 10 Year Trend
Gross Profit Margin0.670.87
Significantly Down
Pretty Stable
Operating Profit Margin0.05010.0528
Notably Down
Slightly volatile
Pretax Profit Margin0.02750.0413
Way Down
Slightly volatile
For Stewart Information profitability analysis, we use financial ratios and fundamental drivers that measure the ability of Stewart Information to generate income relative to revenue, assets, operating costs, and current equity. These fundamental indicators attest to how well Stewart Information utilizes its assets to generate profit and value for its shareholders. The profitability module also shows relationships between Stewart Information's most relevant fundamental drivers. It provides multiple suggestions of what could affect the performance of Stewart Information over time as well as its relative position and ranking within its peers.

Stewart Information Earnings per Share Projection vs Actual

By analyzing Stewart Information's earnings estimates, investors can diagnose different trends across Stewart Information's analyst sentiment over time as well as compare current EPS estimates against different timeframes. Please be aware that the consensus of earnings estimates for Stewart Information Services is based on EPS before non-recurring items and includes expenses related to employee stock options.
 
Dot-com Bubble
 
Housing Crash
 
Credit Downgrade
 
Yuan Drop
 
Covid
 
Interest Hikes
Stewart Information is projected to generate 1.4625 in earnings per share on the 31st of December 2026. Stewart Information earnings estimates show analyst consensus about projected Stewart Information EPS (Earning Per Share). It derives the highest and the lowest estimates based on Stewart Information's historical volatility. Many public companies, such as Stewart Information, manage the perception of their earnings on a regular basis to make sure that analyst estimates are accurate. Future earnings calculations are also an essential input when attempting to value a firm.

Stewart Information Ownership Allocation

Stewart Information shows a total of 30.21 Million outstanding shares. The majority of Stewart Information outstanding shares are owned by institutional holders. These institutional investors are usually referred to as non-private investors looking to take positions in Stewart Information to benefit from reduced commissions. Consequently, institutions are subject to a different set of regulations than regular investors in Stewart Information. Please pay attention to any change in the institutional holdings of Stewart Information Services as this could imply that something significant has changed or is about to change at the company. Please note that no matter how many assets the company owns, if the real value of the company is less than the current market value, you may not be able to make money on it.

Stewart Information Profitability Analysis

The company reported the last year's revenue of 2.49 B. Total Income to common stockholders was 73.31 M with profit before taxes, overhead, and interest of 1.71 B.

Stewart Information Past Distributions to stockholders

Please note that valuation analysis is one of the essential comprehensive assessments in business. It evaluates Stewart Information's worth, which you can determine by considering its current assets, liabilities and future cash flows. The investors' valuation analysis is an important metric that will give you a perspective on different companies. It helps you know the worth of the potential investment in Stewart Information and how it compares across the competition.

About Stewart Information Valuation

The stock valuation mechanism determines Stewart Information's current worth on a weekly basis. Our valuation model uses a comparative analysis of Stewart Information. We calculate exposure to Stewart Information's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of Stewart Information's related companies.
Last ReportedProjected for Next Year
Gross Profit2.8 B2.9 B
Pretax Profit Margin 0.04  0.03 
Operating Profit Margin 0.05  0.05 
Net Profit Margin 0.03  0.02 
Gross Profit Margin 0.87  0.67 

Stewart Information Quarterly Retained Earnings

1.13 Billion

Stewart Information's stock price is the clearest measure of market expectations about its performance. Without stock valuation, investors cannot independently discern whether Stewart Information's value is low or high relative to the company's performance and growth projections. Determining the market value of Stewart Information can be done in different ways, such as multiplying its stock price by its outstanding shares.
A single share of Stewart Information represents a small ownership stake in the entity. As a stockholder of Stewart, your percentage of company ownership is determined by dividing the number of shares you own by the total number of shares outstanding and then multiplying that amount by 100. Owning stock in a company generally confers both corporate voting rights and income from any dividends paid to the stock owner.

Stewart Information Dividends Analysis For Valuation

At present, Stewart Information's Dividend Paid And Capex Coverage Ratio is projected to slightly decrease based on the last few years of reporting. . At present, Stewart Information's Earnings Yield is projected to slightly decrease based on the last few years of reporting. The current year's Price Earnings Ratio is expected to grow to 47.17, whereas Retained Earnings Total Equity is forecasted to decline to about 576.9 M.
Last ReportedProjected for Next Year
Dividends Paid62 M65.1 M
Dividend Yield 0.03  0.03 
Dividend Payout Ratio 0.85  0.62 
Dividend Paid And Capex Coverage Ratio 1.65  2.88 
There are various types of dividends Stewart Information can pay to its shareholders, and the actual value of the dividend is determined on a per-share basis. It is to be paid equally to all of Stewart shareholders on a specific date, known as the payable date. The cash dividend is the most common type of dividend payment - it is the payment of actual cash from Stewart Information Services directly to its shareholders. There are other types of dividends that companies can issue, such as stock dividends or asset dividends. When Stewart pays a dividend, it has no impact on its enterprise value. It does, however, lowers the Equity Value of Stewart Information by the value of the dividends paid out.

Stewart Information Growth Indicators

Growth stocks usually refer to those companies expected to grow sales and earnings faster than the market average. Growth stocks typically don't pay dividends, often look expensive, and usually trading at a high P/E ratio. Nevertheless, such valuations could be relatively cheap if the company continues to grow, which will drive the share price up. However, since most investors are paying a high price for a growth stock, based on expectations, if those expectations are not fully realized, growth stocks can see dramatic declines.
Common Stock Shares Outstanding28.1 M
Quarterly Earnings Growth Y O Y0.449

Stewart Information Current Valuation Indicators

Valuation refers to the process of determining the present value of Stewart Information Services and all of its assets. It can be calculated using a number of techniques. As many analysts who try to value Stewart we look at many different elements of the entity such as Stewart's management, its prospective future earnings, the current market value of the company's assets, as well as its capital structure formation.
Valuations are an essential part of business, for companies themselves, but also for investors. For companies, such as Stewart Information, valuations can help measure their progress and success and can help them track their performance in the market compared to others. In addition, investors can use Stewart Information's valuations to help determine the worth of potential investments. They can do this by using data and information made public by a company. Regardless of who the valuation is for, it essentially describes Stewart Information's worth.

Complementary Tools for Stewart Stock analysis

When running Stewart Information's price analysis, check to measure Stewart Information's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Stewart Information is operating at the current time. Most of Stewart Information's value examination focuses on studying past and present price action to predict the probability of Stewart Information's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Stewart Information's price. Additionally, you may evaluate how the addition of Stewart Information to your portfolios can decrease your overall portfolio volatility.
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